Lån til utleieboliger for kommuner

Husbanken publishes the scheme "Lån til utleieboliger for kommuner" (Loan for rental housing for municipalities) under its pages for municipalities (kommune). The scheme is a lån (loan), instrument type loan.

The stated purpose is: "Lån til utleieboliger skal bidra til at vanskeligstilte på boligmarkedet får et tilfredsstillende sted å bo." (Loans for rental housing shall help disadvantaged people in the housing market get a satisfactory place to live.) The loan supports municipalities and private entities building, purchasing, or renovating buildings into rental housing for disadvantaged groups (vanskeligstilte).

The page states that the loan can cover "inntil 85 prosent av prosjektkostnaden/kjøpesummen" (up to 85 percent of the project cost / purchase price). No specific kroner amounts are printed on this page, and interest rates are not stated on this page (they are referenced separately at the /rente/ page). Accordingly currency, minimum and maximum amounts, and total budget are recorded as null; the 85 percent figure is captured as the funding rate.

Eligible applicants, as stated, are municipalities directly, and private enterprises if they enter a long-term "tilvisningsavtale" (assignment/referral agreement) with the municipality. The page lists key criteria: the housing must benefit disadvantaged persons or families for a minimum of 20 years, it must increase the municipality's rental-housing stock, and a maximum of 85 percent of project costs may be financed.

The page does not print a fixed application deadline; it is described as a rolling scheme with a link to apply. Applications are submitted via Husbanken's portal at boligfinansiering.husbanken.no. No application email is printed on the page.